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F-2 Dependent Insurance

F2 Visa Insurance - Health Insurance for Children and Spouses

The US Department of State does not require F1 or F2 visa holders to have health insurance, however, it is highly recommend that students and their dependents have insurance coverage for the entire time they are in the US. Health care costs in the US are very expensive, so insurance for families is critical for access to affordable medical care.

Types of Health Insurance for F2 Visa Holders

-Students may elect to enroll their dependents in the LewarMark insurance plan. Please review the coverage rates below. More information on enrolling can be found here:
Lewermark F2
Medicaid-Medicaid is an insurance plan that provides free or low-cost health coverage to eligible needy persons. Medicaid is a jointly funded state and Federal government program that pays for medical assistance services. The Dupage County Health Department provides assistance in registering dependents for Medicaid. Please join DuPage County Health Department visit during the Pre-Orientation Events if you are interested in registering your dependents for Medicaid. Please also note that continued Medicaid coverage for F2 dependents is connected to how you file your Tax Return. Hiring a certified Tax Consultant to assist with tax filing is recommended for students with dependents covered by Medicaid. 

Private Insurance-Many private insurance options are also available for your dependents. When researching options, please consider the following benefit questions:

How much do I want to spend on an insurance plan for my family?
How long will my family need coverage?
Do they need the plan to cover them back home, or just while we are in the US?
How much do we want to pay out of pocket when we go to the doctor, clinic, or hospital?
What type of benefits do I want on the plan (e.g., maternity, wellness, sickness/accident, sports)?
Can my dependents enroll without the student being enrolled on the plan?

Answering these questions will help to evaluate which plan is most suitable for the entire family.